As holiday shopping and charitable giving ramp up across the nation, AARP Fraud Watch Network™ is sounding the alarm: scammers are exploiting online shopping, shipping notifications, last-minute donations, gift cards and more. The newly released 2025 AARP Holiday Shopping and Scams Report reveals that a staggering 89% of U.S. adults have encountered at least one scam tactic in the past year.
“Criminals are relentless during the holidays, exploiting the many opportunities that come with a busy season—from shopping and traveling to charitable giving,” said Kathy Stokes, Director of Fraud Prevention Programs at AARP’s AARP Fraud Watch Network™. “Understanding how they operate is the first step toward protecting yourself and your loved ones.”
Key Findings:
• 89% of adults report experiencing fraud—ranging from fake toll-payment texts and bogus charity appeals to misleading digital ads.
• Over 50% received deceptive shipping or toll notification texts in the past year.
• Nearly 40% were targeted via social-media ads—a noticeable increase since last holiday season.
• About one-third received suspicious charity donation requests.
• 30% report packages stolen from their doorsteps.
• 40% of peer-to-peer (P2P) payment app users accidentally sent money to strangers.
• Many underestimate fraud risks associated with debit cards or fail to verify charitable organizations before donating.
How to Fight the ‘Scam Season’
The AARP Fraud Watch Network offers comprehensive tools and guidance to help consumers defend against fraud:
• Fraud Alerts & Prevention Tips: Sign up for free Watchdog Alerts via email or text.
• AARP Fraud Watch Network™ Helpline: Call toll-free at 1-877-908-3360 for fraud reporting and support.
• Educational Resources: Access podcasts (like The Perfect Scam), quizzes, and fraud-prevention guides at aarp.org/fraudwatchnetwork.
